Credit Card
With the Hakrinbank credit card of the Master Card brand, we offer you extra spending space, whereby you can always make payments up to a pre-agreed limit. You can make payments using your credit card throughout the month, and only pay back in full or in installments on the 28th of the month. Your limit will be determined in consultation with you.
Hakrinbank Credit Card
You can choose from three different card types that can be tailored specifically to your needs:
| Standard Credit Card* | Gold Credit Card* | Business Credit Card* | |
| Intended for | Private Client | Private Client | Companies |
| Limit | USD 500.00 USD 5,000.00 |
USD 5,000.00 USD 10,000.00 |
USD 1,000.00 USD 10,000.00 |
| Annual fee | USD 40.00 | USD 60.00 | USD 60.00 |
| Interest percentage | 14% per annum | 14% per annum | 14% per annum |
* For the specific MasterCard benefits, please visit www.mastercard.com
The Hakrinbank credit card is a secured credit card. It is a regular credit card with all the associated benefits. The only thing that comes with it is the coverage that must be provided by the customer. This coverage usually consists of a blocked credit card savings account equal to the limit, or even mortgage coverage. The cover provided will remain valid until the credit card is cancelled. This means that it cannot be used to make repayments on the credit card.
Some unique benefits of the Hakrinbank credit card.
Online overview of transactions: The Hakrinbank offers you the option to view your transactions directly via our Card Inquiry Portal in addition to your monthly account statement.
To log in to the Credit Card Inquiry Portal:
- Click MY HAKRINBANK on the top right corner of your screen.
- Click Log In under Credit Card Inquiry
In addition, you can download the app (Caribbean Cards Mobile) from the Google Play Store or the App Store to gain easier access to your credit card overview.
Redemption options: You can repay your Hakrinbank credit card for the full outstanding amount on the 28th of the month. If the 28th of the month falls on a Sunday or public holiday, settlement will always take place on the last business day prior to this date. We also offer you the option of a redemption in installments on favorable terms. Every month, one twelfth (1/12) part of the outstanding amount will be debited from your checking or savings account with the Hakrinbank. With the redemption installments, interest is calculated on transactions carried out in the previous month.
Customer Service/Availability:
If problems arise, you can contact our expert staff at the Credit Card Unit during office hours on telephone number 477722, extension 322.
If you need assistance on Sundays and holidays or outside business hours regarding getting a lost/stolen card blocked, you can call 1X24 hours a day at phone number 477722, extension 990 or contact can be made on the whatsapp number +597 8764400.
Guarantor program: Unique at Hakrinbank is the possibility as a non-cardholder to apply for a credit card for third parties, for example for a child studying abroad. You can monitor your son’s or daughter’s expenses online via the Card Inquiry Portal, and pay the credit card from your account.
Extra card: Would you like to have an extra Hakrinbank credit card, for example for your partner? We offer you that opportunity.
You can opt for a shared limit or a separate limit.
Temporary limit increase: It may happen that you need more spending space than your current limit allows. Or maybe you want to reach your agreed limit sooner. In these cases, we offer you the option of temporarily increasing your limit or making an additional interim redemption on your credit card.
To this end, you can send a bank e-mail via your Hakrinbank internet banking account. Or you can visit the branch nearest to you to complete an order form. There are costs associated with this service.
Speed: You can receive your Hakrinbank credit card within a maximum of 3 (three) business days after your application has been submitted in full. Applications submitted through one of our branches will be processed within five business days.
Instant Alerts: You will immediately receive an e-mail with every transaction that is made using your Hakrinbank credit card. Instant alerts mainly serve to immediately identify possible fraudulent transactions using your credit card, so that damage can be prevented.
To be eligible for a Hakrinbank credit card, you must hold a USD checking or savings account with Hakrinbank. If you do not yet hold an account, it can be opened when you apply for your Hakrinbank credit card.
You must submit the following documents with your application:
- an employer’s statement, or a Chamber of Commerce extract, not older than one month.
- a copy of your valid ID.
- a fully completed and signed credit card application form.
You can submit your documents to any branch of Hakrinbank as well as to the Head Office at Dr. S. Redmondstraat 11-13.
If you use our Card Inquiry Portal online, you can click here to view your transactions online.
For more information, please contact our expert Credit Card Unit staff on phone number 477722, ext. 322, or e-mail creditcard@hakrinbank.com. Outside office hours, please call 001 869 465 3700.