Fire Insurance

A fire affects the assets of the individual. It is therefore wise to take out this insurance so that assets are protected. The financial risks are passed on to a fund (insurance). This insurance is not required by law, but it is a good idea to take out fire insurance. The material costs you incur due to fire are covered. Fire insurance covers material damage to your property or household as a result of fire or lightning, as well as water damage caused by extinguishing activities. It is advisable to have your intermediary carry out a periodic re-valwwwion of your assets; in this way you avoid underinsurance.

Premium

This depends, among other things, on the construction nature of the property: stone, combined, or wood: 2.50 ‰, 3.75 ‰, and 5.00 ‰ respectively.

Conditions for applying for or taking out a fire insurance:

Personal data applicant

• copy ID card;
• address of the interests to be insurance (buildings and contents);
• if available, a map of the immovable object, and a list of the movable objects stating their value.