Borrowing

Foreign exchange loans are provided on a modest scale to those clients whose incomes permit the monthly foreign exchange redemption.

Payment in installments gives the bank some guidance that the work is carried out in accordance with the submitted budget.

The Hakrinbank uses favorable interest rates calculated on the outstanding balance, and provides you with the best personal advice.

In principle, yes.

The cash reserve is intended for housing construction and renovation.

The entire procedure takes four business days.
It takes two business days to approve your loan application.
Within two business days, you can have access to your money after approval.

The interest calculation method is important here. At the Hakrinbank, interest is calculated on the outstanding balance. Other financial institutions use the discount method, whereby interest is calculated in advance on the initial principal based on the agreed maturity. Although in that case, the rate is lower, the ultimate interest to be paid is much higher using the discount method.

A personal loan must be repaid within a maximum of 36 months.

You can take out a personal loan up to a maximum of SRD 10,000.-.